The people we help normally want to solve three main problems:
They want to stop feeling overwhelmed by too much information, too many options and too much complexity
They want more TIME and FREEDOM to do the things that align with their life goals
They want results, want to take action and are looking to clarify their goals to achieve financial success
Sound like you? Think Capital is here to help!
Use this quick 60-second Financial Health Checklist to see if you need a more thorough examination of your Financial Planning, Superannuation, Insurance or Investment needs.
"Norma took over my Financial planning in September 2016. I was undergoing treatment for a serious life-threatening illness; the treatment was long and harsh. Norma stepped in, took over sorting out our Total Permanent Disability policies so I could access the funds. When you’re sick, fearful, and drowning under the stress, you need a Norma. Someone who you trust, is extremely kind and gets the job done.." (K-A. B)
"After my Mum passed away from Cancer late last year and receiving an inheritance that has left my husband and I debt free, we knew we had to be smart about our next steps and we knew we couldn’t go past the services that Norma provides. She immediately settles any doubt or uncertainty of what is going to happen next. Her eye for detail, care factor, compassion and empathy are beyond words. To meet her is to enrich your own soul. I am so glad that Norma is taking care of our financial future and I am confident that with her guidance, our goals of early retirement will be achieved. We can’t thank her enough. An asset that is imperative when you need it the most.." (D.T)
“Norma has given us peace of mind by helping us plan our transition to retirement. Everyone at Think Cpital is extremely supportive and accessible, and the digital process is well explained and easy to navigate. We can’t thank norma and her team of professionals enough” M.S
"Before I met Norma, I was feeling confused and curious. I really enjoyed Norma's openness and enthusiasm. She made me feel comfortable, validated, and heard. Now I feel excited about my financial future " (E.B.)
Use this 60-second Financial Health Check to see if you need a more thorough examination of your financial affairs ready for tax time!
Schedule a 15-minute 1-on-1 Ultimate Financial Independence Strategy Call
This quick, complimentary, 15-minute phone call is designed to identify your goals (both financially and lifestyle), talk about your current financial frustrations, and pain points, and begin to design a plan with options to get you back on track
Step 1 - Establish and define the client-adviser relationship.
(Meet and Greet) free of charge, 30-minutes, online
discuss current situation and goals
determine if we can be of assistance
explain who Think Capital is,
how we operate
and the benefits to you
explain and agree on the scope of advice or service, and fees
you give us authority to prepare a statement of advice
Step 2 - Information gathering
(Strategy Planning) 60-90 minutes, online
A professional fee is charged for this appointment
consider priorities, goals, and objectives
gather detailed financial information
discuss your investment risk tolerance
identify needs and shortfalls
discuss and agree on potential strategy options
Make an appointment
Step 3 - Analyse and evaluate your financial status.
(Written report of advice)
A personalized, fixed-professional-fee is charged for the advice report - rather than a per-hour billing arrangement, you know exactly what to expect - no surprise bills or hidden costs
We identify ways to
improve or streamline your current situation
make life easier and save you money
identify ‘appropriate’ wealth creation strategies
protect your financial risk
consolidate your debts [identifying good and bad debt]
Strategies to structure tax effectively, and maximise government entitlements
investigate and determine ideal investment vehicle and investment managers
research products which best suit your needs
provide written, clear, and understandable financial scenarios and educate you in detail
formulate a plan that will meet all of your stated financial goals and objectives
Step 4 - Present financial planning recommendations and/or alternatives.
+ complimentary, 30-minute, online session if required
reconfirm your goals, objectives, and investment risk tolerance
provide an overview of the advice for ease and future reference
explain the advice in ‘plain english’ and educate you, with a focus on how the advice will help you achieve your financial goals
disclose all fees as per ASIC Guidelines
Step 5 - Implement the financial planning recommendations.
A personalized, fixed-professional-fee is charged for implementation of your strategies - rather than a per-hour billing arrangement, you know exactly what to expect - no surprise bills or hidden costs
make any adjustments and ensure that you are happy with the advice
complete and sign the authority to proceed
complete and sign any investment or insurance paperwork
review and lodge all paperwork
act as your concierge in dealing with any product providers to implement your strategies
follow up any outstanding requirements to completion
Step 6 - Monitor the financial planning recommendations.
Ongoing maintenance and Review
Annual Review meeting (60-minutes, online)
A professional fee is charged for this appointment
provide confirmation of all implemented strategies,
and superannuation accounts
Think Capital available to answer administrative and technical queries
update any changes to circumstances or objectives
review existing strategies, insurances, investments, and super accounts
discuss how your plan is working and uncover any additional opportunities or amendments required
A personalized, fixed-professional-fee is charged for ongoing maintenance and a review of your portfolio - rather than a per-hour billing arrangement, you know exactly what to expect - no surprise bills or hidden costs
Think Capital clients are given exclusive access to our calendar to book a 15-minute phone call or online catch-up, as and when required, between annual review appointments
Think Capital Pty Ltd ACN 636 116 295 Authorisation Representative (AR) number 001278398 is appointed to act as a Corporate Authorised Representative of Australian Financial Services License (AFSL) number 344971.
Norma Falconer Authorisation Representative (AR) number 001243315 is appointed to act as an AR of Australian Financial Directions Pty Ltd ACN 135 004 947, Australian Financial Services License (AFSL) number 344971.