Think Capital Financial Education

On this page

Learn more about

Think Capital provides Strategic Financial Planning Advice to Families, Business Owners, Professionals, and FIFO workers, in technology, mining, and associated industries. We help you to get CERTAINTY, CONTROL, and CONFIDENCE over your finances, giving you Ultimate Financial Independence

Estate Planning

By developing a comprehensive estate plan, you can ensure that the right money goes to the right people, at the right time, in the right way

Wealth Protection

Personal Insurance can help protect you and your loved ones financially if something unexpected happens

Personal Insurance Claims

What is Division 293 Tax and how does it work?

Division 293 tax is an additional tax on super contributions, which reduces the tax concession for individuals whose combined income and contributions are greater than the Division 293 threshold

Employee Share Schemes and Share Purchase Plans

If you're invited to join an employee share scheme (ESS), you may be able to buy shares at a discount on the current market rate. Schemes vary, so check the offer terms and consider the pros and cons before you sign up.

Buying a new home?

Buying your first home is one of the biggest investments you can make

First Homeowner Grant

The First Homeowner Grant (FHOG) scheme was introduced on 1 July 2000 to offset the effect of the GST on home ownership. It is a national scheme funded by the states and territories and administered under their own legislation.

Under the scheme, a one-off grant is payable to first homeowners that satisfy all the eligibility criteria.

Considering an investment property?

Houses and Units seem easier to understand than many other types of investments

It’s important to understand how investing in property works, to decide if it’s right for you

Negative Gearing

Borrowing to invest is also known as 'gearing'.

Before you borrow to invest, check if you will be positively or negatively geared, and how this will impact your cash flow and tax

Superannuation Basics

Superannuation, or ‘super’, is money put aside by your employer over your working life for you to live on when you retire from work

Super is important for you, because the more you save, the more money you will have for retirement

You can only withdraw your super money in certain circumstances - for example, when you retire or turn 65 years old

Self-Managed Superannuation Fund

Self-managed super funds (SMSFs) are a way of saving for your retirement.

The difference between an SMSF and other types of funds is that the members of an SMSF are usually also the trustees.

This means the members of the SMSF run it for their benefit and are responsible for complying with the super and tax laws.

Salary Sacrifice to Super

Making extra contributions to super, is a great way to boost your retirement savings.

Mortgage Offset Account

A Mortgage Offset Account is a savings or transaction account linked to your mortgage. Your Offset account balance reduces the amount you owe on your mortgage. This reduces the amount of interest you pay and helps you pay off your mortgage faster

Steps to take to get out of Debt

Owing money or falling behind on repayments can be stressful. The good news is there are steps you can take to get out of debt — and stay out of debt

Strategic Financial Planning Advice

At Think Capital we focus on Strategy first

Think Capital Pty Ltd ACN 636 116 295 Authorisation Representative (AR) number 001278398 is appointed to act as a Corporate Authorised Representative of Australian Financial Services License (AFSL) number 344971.

Norma Falconer Authorisation Representative (AR) number 001243315 is appointed to act as an AR of Australian Financial Directions Pty Ltd ACN 135 004 947, Australian Financial Services License (AFSL) number 344971.

- Financial Services Guide

- Adviser Profile

- Privacy Statement

60-Second Financial Health Check!

Use this quick 60-second Financial Health Checklist to see if you need a more thorough examination of your Financial Planning, Superannuation, Insurance or Investment needs.

Are you TAX ready?

Use this 60-second Financial Health Check to see if you need a more thorough examination of your financial affairs ready for tax time!

We use cookies to improve your experience and to help us understand how you use our site. Please refer to our cookie notice and privacy statement for more information regarding cookies and other third-party tracking that may be enabled.

Follow us on social media for daily financial tips

Leave a Google Review | Linkedin | Instagram | Youtube | Facebook

Website icon
LinkedIn icon
Instagram icon
YouTube icon
Facebook icon

© 2023

Created with
Mailchimp Freddie Badge